Homeowner insurance tip: Fire insurance is typically for landlords that do not want to cover the contents of tenants, anticipating they will have their own renter insurance. It is not a comprehensive policy for home ownership.

Car insurance tip: Depending on what you do for a living, you might be able to save on your car insurance premium. Some professions are deemed lower risk, and may entitle you to a discount. Teachers, scientists, police officers and firefighters are just a few professions that may get discounts.

Car insurance tip: If you don’t drive many miles each year, you might qualify for a low mileage discount. If you work at home, have a short daily commute or use public transportation, you might be able to save some money on your car insurance policy.